Estimated net proceeds
Presentation-ready numbers for listing appointments and client strategy. Add your name once and it appears on every printout, alongside your lending partner.
Three quick what-ifs for a listing conversation, using the payoffs and costs above. For real offers in hand, with financing, buydowns and contingencies, use the Offer Comparison tab.
Washington does not tax the gain on a direct sale of real property — its capital gains excise tax exempts real estate (RCW 82.87.050), so this is federal only. Figures here are estimates; the client's CPA should confirm before they decide.
Net to seller uses the payoffs, commissions and county from the Seller Net Sheet tab. The highest offer is not always the best one: concessions, buydowns and a shaky financing contingency all cost the seller something.
Bars show total seller cost: commissions, excise tax, title and escrow, plus whatever that offer asks the seller to pay.
Estimated for the buyer's agent conversation. Taxes and insurance use the same assumptions as the Rent or Sell tab. Rates are whatever you type; this page never quotes a rate. A buydown is paid from the seller credit, and anything left over goes to the buyer's closing costs.
The sale at the end runs through the same Seller Net Sheet engine: commissions, Washington excise tax, title and escrow for the county selected on that tab. IRR counts the cash in, the cash flow each year and the net sale proceeds. Depreciation, recapture and income tax on rent are not modelled here — that is the client's CPA.
Alex Louie Home Loans helps your clients with purchase and refinance strategy: pre-approvals, rate and credit structure, and clear numbers before offers go in. As a broker, Alex compares options across lenders rather than quoting a single rate — and can run the financing side of a rent-or-sell decision, including whether a cash-out refinance beats a sale.